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#1 |
The cows want you dead.
Join Date: Nov 2008
Posts: 2,087
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I drive a Toyota and they don't interest me. Bought it used from a relative knowing it was a good car. Resale won't hurt me either because when I'm done with it, it will probably be ready for the junkyard. I miss having a Honda though, that's for sure.
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#2 |
WSB Champion
Join Date: Nov 2008
Location: Anaheim, CA
Moto: 2009 Kawi ZX6R
Posts: 5,570
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Most OEMs are offering ultra low APR financing. However, if your credit is decent, you are better off finding a car with good rebates to lower the principle amount of the loan.
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Train Hard Ron Paul - 2012 Mark of Excellence GM |
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#3 |
AMA Supersport
Join Date: Feb 2009
Posts: 4,756
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It doesn't suck. Using a $20k loan over 5 years you would pay around an additional $5,500 over the life of the loan and have a payment over 20% higher if it was financed at 10% interest instead of 0%. Where it can hurt is when people don't negotiate as hard over the sale price of the vehicle. Treat the sale price and the financing as separate transactions and get the best deal you can for each one.
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#4 |
Ride Naked.
Join Date: Feb 2008
Location: Flat and Straight ND
Moto: 08 BUELL 1125R, 05 SV650S
Posts: 7,916
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It's good because maybe Ford will do the same thing so I can get 0% on my new pickup!
But yeah, like already said, if you are in the market, it's great, especially if you don't have to give up other rebates. If you do have to give up other rebates, make sure you figure out which one will save you more money. Also, if you get a 0% rate, don't pay it off early. Leave your money in an account gaining interest. Even if it is only 1% you are still getting something, and it's not costing you anything. |
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#5 |
Custom User Title
![]() Join Date: Nov 2008
Location: Central NY
Moto: 2003 SV650S
Posts: 14,959
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what's the price on the dollar for the loan? 0% is great but most times there's still a cost (the fine print usually says $X for every $1,000 financed).
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I'm not "fat." I'm "Enlarged to show texture." Handle every stressful situation like a DOG: If you can't eat it or hump it, pi$$ on it & walk away. |
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#6 |
Viff6N Mutated Warrior
Join Date: Mar 2009
Location: Texas
Moto: '01 Honda VFR 800 & '09 ER-6N
Posts: 8,704
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#7 |
Vrooom
Join Date: Nov 2008
Moto: 06 ZX6R
Posts: 4,427
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I've been lusting over a Tacoma for years. Hell I even convinced an ex to buy one.
But unfortunately I'm driving my current car until it can't drive anymore. |
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#8 |
Hold mah beer!
Join Date: Feb 2008
Location: 80 Miles South of Moto Heaven
Moto: 08 R1200GS
Posts: 23,268
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I wanted a Tacoma, but the dealership I went to said they aren't on the 5 years no interest deal.
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#9 | |
SFL Expatriate #2
Join Date: Nov 2008
Location: Raleigh, NC
Moto: CBR1000
Posts: 2,043
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![]() Quote:
Just saw a 0% ad for Nissan yesterday, have a feeling the Titan will be excluded too. |
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#10 |
Hold mah beer!
Join Date: Feb 2008
Location: 80 Miles South of Moto Heaven
Moto: 08 R1200GS
Posts: 23,268
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Tacoma is the small truck. The Tundra, big truck, is part of the 5 year deal.
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