$1800 for just 6 months. WTF?

[Papa_Complex]

Originally Posted by Gas Man

Yeah and for me State Farm had great rates but they kept increasing to the point that their rates were out of hand...

I think it varies a bunch from state to state.

Some companies will do that; depending upon customer inertia to keep them, while slowly increasing their rates. Unfortunately it works, because most people are too lazy to shop around for cheaper rates. It's the same thing as the old 'slowly increasing the temperature and boiling a frog.'

[MFFJM2]

I pay $285.05 every six months for my Suzuki, Hayabusa ($47.50/mo), for full coverage, comprehensive and collision, with USAA.

[Rangerscott]

$3800 a yr with esurance BUT I saved $7000!!!!


Insurance companies must thrive off of stupid people.

[Papa_Complex]

Damn, that sounds like Ontario style insurance rates. I'm currently paying around CAN$1100.00 per year for $1M liability and coverage that would likely pay out if I was hit by a falling Russian satellite.

[Porkchop]

For reference, currently 26, clean record.

2011 Tuono V4R - $456 full coverage
2010 RC8R - $988 full coverage
2010 R1 - $1159 full coverage
2010 ZX14 - $1776 full coverage
2010 Ninja 1000 - $2931 full coverage

WHAT THE EVER LIVING FUCK????

[Turbo Ghost]

You boys need to quit buying the expensive shit! I pay $160 a year for full coverage on my 2001 Tiger 955i through Progressive. I think it's $75 a year for liability only on my 1998 KLR650.
By the time I'm able to afford a new Vmax, the insurance will probably be reasonable on it too!
Hmmm? I wonder what insurance would be on a new H2!?

[Porkchop]

Originally Posted by Turbo Ghost

Hmmm? I wonder what insurance would be on a new H2!?

$4,554 full coverage.

Use VIN# JKAZXCN1XFA000204 for yourself.

[Rangerscott]

Originally Posted by Turbo Ghost

You boys need to quit buying the expensive shit! I pay $160 a year for full coverage on my 2001 Tiger 955i through Progressive. I think it's $75 a year for liability only on my 1998 KLR650.
By the time I'm able to afford a new Vmax, the insurance will probably be reasonable on it too!
Hmmm? I wonder what insurance would be on a new H2!?

Its more about insurers being stupid on what a bike is.

A fine example is the z1000 and ninja 1000. Exactly the same bike and same price basically and the z1000 is has cheaper insurance.

[Turbo Ghost]

Originally Posted by Porkchop

2010 Ninja 1000 - $2931 full coverage

WHAT THE EVER LIVING FUCK????

Ninja roughly translates to "dry, no lube" when translated from traditional Japanese to Insurancese.

[Papa_Complex]

Originally Posted by Turbo Ghost

Ninja roughly translates to "dry, no lube" when translated from traditional Japanese to Insurancese.

Up here, several insurance providers use a black list. Typically that black list says things like:

Ducati: all models

Kawasaki: Ninja all models

When I was trying to get insurance for my ER6n, a few years back, my insurer wouldn't cover it because they said they "don't cover sportbikes." They did say that they would keep covering my '00 VFR800, or a new one if I bought the latest version. Hmmmm...... so what is a sportier bike; A Kawi ER, or a Honda VFR?

This same company said that they would also not cover a Ninja 650R, but would cover a Versys 650. Brain. Damaged.