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#1 | ||
AMA Supersport
Join Date: Nov 2008
Location: Richmond, Tx
Moto: '10 Tuono Factory
Posts: 4,569
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ΜΟΛΩΝ ΛΑΒΕ 2014 GROM! 181cc of FURY 2010 Aprilia Tuono Factory - SOLD 2009 SFV Gladius - SOLD 2008 Hayabusa - SOLD. |
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#2 |
Official Thread Killer
Join Date: Nov 2008
Posts: 554
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Yup. I have seen a couple of people/businesses with a 0 credit score, when I was working for Experian. You would be supprised how pissed people get...
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#3 |
125GP Champion
Join Date: Aug 2008
Location: Worthington, OH
Moto: Empty Garage
Posts: 3,418
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Fuckin credit....
Its a rediculous system that needs a serious overhauling. I mean seriously, your credit score gets hurt.... when people check your credit??? WTF? You might have excellent credit, but because you dont have a long credit history, you cant get credit? How are you supposed to gain credit if you cant get credit???? ![]()
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*Coming soon? 2010 Ducati Monster 696 - Sold 1984 Honda VF500F - Sold 1999 Yamaha R6 - Sold |
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#4 |
Moto GP Star
Join Date: Feb 2008
Posts: 12,156
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Sounds a little fishy to me. The guy hasn't bought ANYTHING on credit in over 10 years? I'm not positive but doesn't your home utilities show up on your credit report.
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#5 | |
Follower
Join Date: Nov 2008
Posts: 5,549
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I know a few people that live like that. I've never heard of a 0 score but my uncle got turned down for a Target card a few years ago. At the time he was about 40, owned three homes a few cars and a boat. Everything is owned outright and their one credit card is paid in full every month. Apparently he didn't have a high enough score to qualify. ![]() Last edited by shmike; 05-20-2009 at 12:04 PM.. |
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#6 |
Forum Coach
![]() Join Date: Feb 2008
Location: GA
Moto: 2006 GSXR 600
Posts: 7,419
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Typically in my experience, credit cards, loans, mortgages, and things of that nature show up but things like utilities, cable, even phone service and cell phones dont. Unless you fail to pay. Unpaid healthcare bills show up as well.
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#7 |
Official Thread Killer
Join Date: Nov 2008
Posts: 554
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Also any judgments against you show as well.
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#8 | |
Moto GP Star
Join Date: Feb 2008
Posts: 12,156
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#9 | |
Elitist
Join Date: Nov 2008
Location: SF Bay Area
Moto: Gix 750
Posts: 11,351
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![]() Now, if he just plain doesn't own a card at all, that's different. I don't understand the mentality of people like that, but that's another subject. |
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#10 | |
Forum Coach
![]() Join Date: Feb 2008
Location: GA
Moto: 2006 GSXR 600
Posts: 7,419
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