![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
#41 |
Moto GP Star
Join Date: Feb 2008
Posts: 12,156
|
![]()
Credit card, you can carry a balance but the interest is real high. 28% I think so there is no way I'll ever carry balance on that card.
|
![]() |
![]() |
![]() |
#42 |
SFL Expatriate #2
Join Date: Nov 2008
Location: Raleigh, NC
Moto: CBR1000
Posts: 2,043
|
![]()
How's that? I'm always getting offers for free Gold cards for a year and reduced Platinums, but have a hard time turning down the cash back in order to pay a fee. But if it saved you $2k, it might suddenly make sense.
|
![]() |
![]() |
![]() |
#43 | |
Forum Coach
![]() Join Date: Feb 2008
Location: GA
Moto: 2006 GSXR 600
Posts: 7,419
|
![]() Quote:
Tell me about this! With a wedding to pay for and a honeymoon later, its a need to know! ![]() |
|
![]() |
![]() |
![]() |
#44 | ||
SFL Expatriate #2
Join Date: Nov 2008
Location: Raleigh, NC
Moto: CBR1000
Posts: 2,043
|
![]() Quote:
Quote:
|
||
![]() |
![]() |
![]() |
#45 | |
Follower
Join Date: Nov 2008
Posts: 5,549
|
![]() Quote:
![]() Amex has been my primary card for the last two years. I cashed in a FUCK load of points that offset the airfare and one of the resorts we stayed at. |
|
![]() |
![]() |
![]() |
#46 |
Elitist
Join Date: Nov 2008
Location: SF Bay Area
Moto: Gix 750
Posts: 11,351
|
![]()
I do feel sorry for merchants because they get hit with a 2-3% fee when someone uses a credit card. Do they pay the same fees with debit cards?
|
![]() |
![]() |
![]() |
#47 | |
Follower
Join Date: Nov 2008
Posts: 5,549
|
![]() Quote:
I'd stick with the blue. I have the Platinum currently but will probably not be renewing it next year. I got it for international travel benefits but for one trip a year, the benefits don't out weigh the costs, IMO. |
|
![]() |
![]() |
![]() |
#48 | |
Follower
Join Date: Nov 2008
Posts: 5,549
|
![]() Quote:
Sometimes the fees are less for debit cards but if it has a VISA/MC logo they are paying fees. A portion of those fees go to the bank, which is why banks push debit cards so much. |
|
![]() |
![]() |
![]() |
#49 |
Issukangitok
Join Date: Nov 2008
Location: Biloxi, MS
Moto: '06 Suzuki Boulevard C50T
Posts: 2,225
|
![]()
I have one credit card that I've never used. I pay no fees and the interest rate is under ten percent, I don't know how low because I've never looked. Ulu uses it or there would never be a balance.
__________________
What goes around comes around. Sometimes you get what's coming around, and sometimes you are what's coming around. You see what I mean? |
![]() |
![]() |
![]() |
#50 | |
Forum Coach
![]() Join Date: Feb 2008
Location: GA
Moto: 2006 GSXR 600
Posts: 7,419
|
![]()
I already stated it, but again, having been in the position of having debt and credit cards I couldnt pay, not all at my own choice or by my own actions, so for me, its more of a "if I cant pay cash for it, I dont need it" type mindset when it comes to credit cards. Houses and vehicles are different obviously, and I am not afraid I wouldnt be able to "behave", I just dont feel it necessary to make purchases if I cant readily get my hands on the funds via on of my cash accounts.
Quote:
It depends on the program they have. If its got a CC logo they usually get charged the same fee whether its debit or credit. Many will charge you that fee in addition to the item or service to recoup their cost. |
|
![]() |
![]() |
![]() |
Bookmarks |
Thread Tools | |
Display Modes | |
|
|