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#11 |
Vrooom
Join Date: Nov 2008
Moto: 06 ZX6R
Posts: 4,427
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In Canada she would be considered covered since he had given her verbal consent to drive the vehicle.
I double checked this when a boyfriend was visiting and could potentially be driving my car. Not sure in the states. ![]() |
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#12 |
Nomadic Tribesman
Join Date: Nov 2008
Location: Brampton, Canada
Moto: '09 ER-6n
Posts: 11,150
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He didn't live with you, so it wasn't an issue. Family are a different story.
__________________
"Everything's better with pirates." - Lodge, "Dorkness Rising" http://www.morallyambiguous.net/ |
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#13 |
Moto GP Star
Join Date: Mar 2008
Posts: 14,556
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A deer collision is considered "comprehensive" trust me I know...
![]() Last edited by Amber Lamps; 06-03-2009 at 02:29 PM.. |
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#14 |
Moto GP Star
Join Date: Mar 2008
Posts: 14,556
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#15 |
Nomadic Tribesman
Join Date: Nov 2008
Location: Brampton, Canada
Moto: '09 ER-6n
Posts: 11,150
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Resident of the same home and potential vehicle user, common law relationship, etc. all count as essentially the same in the eyes of most insurers. They are all people who could reasonably be expected to be occasional users of a vehicle and must be declared on a policy.
__________________
"Everything's better with pirates." - Lodge, "Dorkness Rising" http://www.morallyambiguous.net/ |
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#16 |
Follower
Join Date: Nov 2008
Posts: 5,549
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#17 | |
Moto GP Star
Join Date: Mar 2008
Posts: 14,556
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#18 | |
Moto GP Star
Join Date: Feb 2008
Posts: 12,156
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#19 |
Moto GP Star
Join Date: Mar 2008
Posts: 14,556
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True, unless they have their own insurance... I had a roommate and Allstate tried to put him on my insurance. I had to prove that he had his own and exclude him from coverage on my vehicle. I understand what you all are saying but I think that we actually need more information (like residency) before we can come to any concrete conclusions.
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#20 |
Nomadic Tribesman
Join Date: Nov 2008
Location: Brampton, Canada
Moto: '09 ER-6n
Posts: 11,150
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The daughter would fall under the mother's policy *IF* she was declared on it. I don't know about coverage of a third-party vehicle down there. Y'all have too many laws, State to State.
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"Everything's better with pirates." - Lodge, "Dorkness Rising" http://www.morallyambiguous.net/ |
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