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#1 | ||
AMA Supersport
Join Date: Nov 2008
Location: Richmond, Tx
Moto: '10 Tuono Factory
Posts: 4,569
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ΜΟΛΩΝ ΛΑΒΕ 2014 GROM! 181cc of FURY 2010 Aprilia Tuono Factory - SOLD 2009 SFV Gladius - SOLD 2008 Hayabusa - SOLD. |
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#2 |
Official Thread Killer
Join Date: Nov 2008
Posts: 554
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Yup. I have seen a couple of people/businesses with a 0 credit score, when I was working for Experian. You would be supprised how pissed people get...
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#3 |
Moto GP Star
Join Date: Feb 2008
Posts: 12,156
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Sounds a little fishy to me. The guy hasn't bought ANYTHING on credit in over 10 years? I'm not positive but doesn't your home utilities show up on your credit report.
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#4 | |
Follower
Join Date: Nov 2008
Posts: 5,549
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I know a few people that live like that. I've never heard of a 0 score but my uncle got turned down for a Target card a few years ago. At the time he was about 40, owned three homes a few cars and a boat. Everything is owned outright and their one credit card is paid in full every month. Apparently he didn't have a high enough score to qualify. ![]() Last edited by shmike; 05-20-2009 at 12:04 PM.. |
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#5 | |
Moto GP Star
Join Date: Feb 2008
Posts: 12,156
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#6 | |
Forum Coach
![]() Join Date: Feb 2008
Location: GA
Moto: 2006 GSXR 600
Posts: 7,419
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#7 | |
Follower
Join Date: Nov 2008
Posts: 5,549
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The guy said he had paid off 9 cars and 2 houses. If his 2nd house was paid off 12 years ago then he has done a good job of living within his means. If he no longer has a mortgage, it wouldn't be hard to save a few grand a year and pay cash for your next vehicle. Maybe he, GASP, has been driving the same old car for 13 years. I agree w/ HS, I've never seen a 0 score and personally find it odd to not use CC's but just because someone isn't saddled with debt doesn't mean they are "fishy", just prudent. ![]() |
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#8 | |
Elitist
Join Date: Nov 2008
Location: SF Bay Area
Moto: Gix 750
Posts: 11,351
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![]() Now, if he just plain doesn't own a card at all, that's different. I don't understand the mentality of people like that, but that's another subject. |
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#9 |
Ornery, scandalous & evil
Join Date: Feb 2008
Location: Jacksonville, FL
Moto: 2004 Scarlet R1
Posts: 5,962
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#10 |
Forum Coach
![]() Join Date: Feb 2008
Location: GA
Moto: 2006 GSXR 600
Posts: 7,419
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Typically in my experience, credit cards, loans, mortgages, and things of that nature show up but things like utilities, cable, even phone service and cell phones dont. Unless you fail to pay. Unpaid healthcare bills show up as well.
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