If this is what I wanted...why am I so nervous?

CrazyKell · 03-12-2009, 11:33 PM

Since I moved back from England I've been staying at my parents until I was more secure in a job and could afford to move out.

I've been toying with the idea of buying a small house but I don't feel ready financially (I've really been taking steps to get that side of things in order).

I've seen some absolute DUMPY apartments and figured the search would take quite a while.

Quite surprisingly I found a place and they have offered it to me. I accepted.

So why am I so nervous/anxious/feel as if I want to wait?

I'm really bummed I can't buy a house right now. Well...I guess I could but it would put me in a situation financially that I don't want to be in (house poor). I don't want to be stretched too far and would like to live quite comfortably.

I just can't shake this feeling even though I loved the apartment.

zed · 03-12-2009, 11:44 PM

some advice I've been given before was don't do anything you are unsure about.

Smittie61984 · 03-12-2009, 11:52 PM

Move to America and buy about $100,000 over your head and stop making payments.

I use to move pool tables into homes all day long. I've seen some house poor people and you don't want to be them.

derf · 03-13-2009, 12:39 AM

I nearly walked out at the closing of my house I was that nervous. If your gut says do it and you can afford it go for it.

or just mooch off your parents for as long as you can

CrazyKell · 03-13-2009, 09:50 AM

Quote:

Originally Posted by derf

or just mooch off your parents for as long as you can

I'm not exactly mooching!

I pay rent here too it's just less.

My parents would like me to buy but I don't think they understand how hard it is on one income.

I just know that I could afford to buy a house....but I would be left with absolutely NO savings at the end of the month.

I definitely don't want to do that. Too many of my friends are "house poor" (although not terribly so) and I just don't want to go down that road.

My company matches 9% of my 401K so I'm going to contribute my butt off and buy a house in a couple of years.

I think I'm just nervous about being on my own.

wildchild · 03-13-2009, 10:33 AM

many times you get the nervous feeling just from moving on. It's hard to go from a "comfort" zone into unknown territory even though you know in your mind you'll make it and it's the right decision. Alot of time the heart would rather just stay with status quo, it's the easy decision.
no one succeeds without taking a risk or going into the unknown

and if all else fails just post photos of you in the new "lace". Someone will offer up a place for you to stay.

ericr · 03-13-2009, 10:37 AM

Quote:

Originally Posted by CrazyKell

I think I'm just nervous about being on my own.

You won't be all alone Kell, you've got us!!!

I'd say if it's a financially sound deal and you like the place, it probably is just a little case of nerves. You'll feel better once you do it I think.

Archren · 03-13-2009, 10:42 AM

Quote:

Originally Posted by CrazyKell

Too many of my friends are "house poor" (although not terribly so) and I just don't want to go down that road.

Smart move. After I moved in with my mom after my dad passed away and took over ALL the house payments/household bills... on only my income, it's been very difficult. Hopefully I can pay down the debt I incurred from moving out of the ex's house once I deploy.. but for now it's like I'm just treading water.

I do NOT like this one single bit, but honestly I'd rather be in debt than still be in that marriage.

askmrjesus · 03-13-2009, 11:21 AM

Quote:

Originally Posted by zed

some advice I've been given before was don't do anything you are unsure about.

Sorry, but that's really crappy advice.

If you're sure of everything you do, you'll never do much, or you're a damn fool.

In other words, go big or stay home.

JC

Librarian · 03-13-2009, 03:26 PM

Quote:

Originally Posted by askmrjesus

Sorry, but that's really crappy advice.

If you're sure of everything you do, you'll never do much, or you're a damn fool.

In other words, go big or stay home.

JC

What AMJ is trying to say Kell, has been said by others before:

Life is made up of a series of judgments on insufficient data, and if we waited to run down all our doubts, it would flow past us. -- Learned Hand

Party like it's 1999. -- The Purple One

03-12-2009, 11:33 PM	#1
CrazyKell Vrooom Join Date: Nov 2008 Moto: 06 ZX6R Posts: 4,427	If this is what I wanted...why am I so nervous? Since I moved back from England I've been staying at my parents until I was more secure in a job and could afford to move out. I've been toying with the idea of buying a small house but I don't feel ready financially (I've really been taking steps to get that side of things in order). I've seen some absolute DUMPY apartments and figured the search would take quite a while. Quite surprisingly I found a place and they have offered it to me. I accepted. So why am I so nervous/anxious/feel as if I want to wait? I'm really bummed I can't buy a house right now. Well...I guess I could but it would put me in a situation financially that I don't want to be in (house poor). I don't want to be stretched too far and would like to live quite comfortably. I just can't shake this feeling even though I loved the apartment.

03-12-2009, 11:52 PM	#3
Smittie61984 I give Squids a bad name Join Date: Mar 2008 Location: Fly Over State Moto: 1996 CBR600 F3 (AKA the Flying Turd) Posts: 4,742	Move to America and buy about $100,000 over your head and stop making payments. I use to move pool tables into homes all day long. I've seen some house poor people and you don't want to be them. __________________ lifts - R.I.P.

03-13-2009, 12:39 AM	#4
derf token jewboy Join Date: Nov 2008 Moto: CBR 900, KLR ugly ass duckling, Gas Man Posts: 10,799	I nearly walked out at the closing of my house I was that nervous. If your gut says do it and you can afford it go for it. or just mooch off your parents for as long as you can __________________

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03-12-2009, 11:44 PM	#2
zed yellow don't corner well Join Date: Feb 2009 Location: Kansas City, KS Moto: 06 ZX10R Posts: 1,243	some advice I've been given before was don't do anything you are unsure about.

03-13-2009, 10:33 AM	#6
wildchild cruiser Join Date: Nov 2008 Location: on the run Moto: '09 HD superglide, 16 Yamaha FZ 09 Posts: 2,749	many times you get the nervous feeling just from moving on. It's hard to go from a "comfort" zone into unknown territory even though you know in your mind you'll make it and it's the right decision. Alot of time the heart would rather just stay with status quo, it's the easy decision. no one succeeds without taking a risk or going into the unknown and if all else fails just post photos of you in the new "lace". Someone will offer up a place for you to stay.