03-05-2010, 11:23 AM | #1 |
For Science. You Monster.
Join Date: Nov 2008
Location: Canada
Moto: '08 HD FLSTSB
Posts: 3,546
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Damn insurance...
Got a letter today. The company that was insuring me, for 1080$ a year, is no longer insuring motorcycles in my province. But my broker has a company that will insure my bike for 3870$/year! Almost quadruple what my insurance was, and i've had no tickets, and had a few dings from a few years back taken off of my record!
Now I gotta find new insurance. I am thoroughly pissed. The better my driving record gets, the more I pay! Fuck!
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03-05-2010, 11:40 AM | #2 |
Moto GP Star
Join Date: Feb 2008
Posts: 12,156
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Yeah look around. That's crazy. I was only paying $470/yr on a brand new GSXR750 with full coverage.
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03-05-2010, 11:43 AM | #3 | |
For Science. You Monster.
Join Date: Nov 2008
Location: Canada
Moto: '08 HD FLSTSB
Posts: 3,546
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Quote:
My CBR1kRR was 380$/month for insurance
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Android OS causes gay. Dont let your child use Android (unless she's a hot female). And dont let your babies grow up to be cowboys, either. |
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03-05-2010, 11:44 AM | #4 |
White Trash Hero
Join Date: Mar 2008
Location: NW Arkansas
Moto: Buell 1125R Porco Rosso Edition
Posts: 4,895
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If it isnt required by your finance company drop it. 2 years premium should cover any damages you may incur. Or ask your finace co what the coverage limits are, maybe you can lower your premiums by raising your deductible, dropping off unisured motorist or something...
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03-05-2010, 11:47 AM | #5 |
cruiser
Join Date: Nov 2008
Location: on the run
Moto: '09 HD superglide, 16 Yamaha FZ 09
Posts: 2,749
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WOW!! at those rates I think I would have to giver her up and just ride dirt.
my rates here are 450 per year. full coverage. |
03-05-2010, 11:47 AM | #6 |
For Science. You Monster.
Join Date: Nov 2008
Location: Canada
Moto: '08 HD FLSTSB
Posts: 3,546
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Honestly, if the quotes dont get any better, im not asking anything. Im putting PLPD, Fire, and Theft on it, and they can go fuck themselves.
They 'require' full coverage, but with the financial shape HD is in, I dont think theyll be taking bikes from people who pay their payments every month. Not while their dealing with all the people who arent paying, anyway! I hope...
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Android OS causes gay. Dont let your child use Android (unless she's a hot female). And dont let your babies grow up to be cowboys, either. |
03-05-2010, 11:49 AM | #7 |
Vrooom
Join Date: Nov 2008
Moto: 06 ZX6R
Posts: 4,427
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I'm in the same boat Apoc. The older I get the worse my rates get. I don't understand.
Have you tried All State or State Farm? |
03-05-2010, 11:51 AM | #8 | |
For Science. You Monster.
Join Date: Nov 2008
Location: Canada
Moto: '08 HD FLSTSB
Posts: 3,546
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Quote:
Im checking with Royal Bank and Scotia Bank. They have reasonable rates, or so I hear.
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Android OS causes gay. Dont let your child use Android (unless she's a hot female). And dont let your babies grow up to be cowboys, either. |
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03-05-2010, 11:51 AM | #9 |
sergeant hatred
Join Date: Jul 2009
Location: Ottawa
Moto: The bus
Posts: 2,723
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Feck, I only pay $1300 for the busa, all in
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03-05-2010, 11:53 AM | #10 |
For Science. You Monster.
Join Date: Nov 2008
Location: Canada
Moto: '08 HD FLSTSB
Posts: 3,546
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I have multiple friends insured through both. It was their reccomendation.
And I was paying 1080, all in, for a the Harley.
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Android OS causes gay. Dont let your child use Android (unless she's a hot female). And dont let your babies grow up to be cowboys, either. |
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