when does it become your business? - Page 6

Amber Lamps · 07-08-2009, 02:57 PM

Quote:

Originally Posted by Apoc

Yup. I pay for insurance on a vehicle, sled, and motorcycle. Its there to protect me from idiots with no insurance. But, if some idiot with no ins hits me, im still covered, so why should I give a fuck. They are the one up shit creek.

Its really no more of a headache to me either way. So why should it bother me?

EXACTLY my point. What difference does it make?

Amber Lamps · 07-08-2009, 02:59 PM

Quote:

Originally Posted by Papa_Complex

Because if it's the other person's fault it typically costs you nothing but if that other driver is uninsured, then in most places you end up having to pay your deductible.

You should get broadform insurance. If it's the other driver's fault then your deductible is waived. Don't they offer that up north?

HurricaneHeather · 07-08-2009, 03:00 PM

Quote:

Originally Posted by TIGGER

Seriously, if she hits you, won't your insurance cover you?

After my deductible. I shouldn't have to be out my deductible if she was responsible. And I am not sure because I haven't had it happen to me, but I think my premiums would go up since I had a claim. Not sure about that one though.

wildchild · 07-08-2009, 03:02 PM

Quote:

Originally Posted by HurricaneHeather

In my case, the info was offered up freely. I didn't feel entitled, nor did I ever want to hear it in the first place.

And things I don't approve of and things against the law are different.

Also, correcting someone for things I don't approve of and bitching about it online where it isn't affecting anything except post counts are very different things.

didn't mean for this to be about you. just I know many people who get in other's business and was curious why they think it appropriate to do that. it was actually APOC's response that got me thinking about it. "you mean there's someone else who thinks the way I do about it" kind of thing.
Personally I couldn't care less what other people do with their life.

sorry if it came off as about you.

Papa_Complex · 07-08-2009, 03:02 PM

Quote:

Originally Posted by TIGGER

You should get broadform insurance. If it's the other driver's fault then your deductible is waived. Don't they offer that up north?

Up here you don't pay your deductible if it's the other driver's fault unless it's an uninsured motorist.

If any of your politicians start pushing mandatory "no fault" insurance, kill him before he breeds.

wildchild · 07-08-2009, 03:04 PM

Quote:

Originally Posted by HurricaneHeather

After my deductible. I shouldn't have to be out my deductible if she was responsible. And I am not sure because I haven't had it happen to me, but I think my premiums would go up since I had a claim. Not sure about that one though.

actually many times you end up paying deductible even if they have insurance, or you can take them to small claims court to make them pay the extra. that will get you a big bad judgement against them which is worth absolutely nothing. this I know for a fact.

HurricaneHeather · 07-08-2009, 03:04 PM

Quote:

Originally Posted by wildchild

didn't mean for this to be about you. just I know many people who get in other's business and was curious why they think it appropriate to do that. it was actually APOC's response that got me thinking about it. "you mean there's someone else who thinks the way I do about it" kind of thing.
Personally I couldn't care less what other people do with their life.

sorry if it came off as about you.

Well since you didn't start off with: 'why the fuck do you care? RARRRR, I'm angry at you for being angry!!!' I wasn't too worried about it.

Oh, and you didn't feel the need to compare me to French people. I'm a Texan. French Canadian references don't mean much to me.

Amber Lamps · 07-08-2009, 03:13 PM

Quote:

Originally Posted by Papa_Complex

I grew up poor too. We still abided by the law. There are far too many people around who either have money for a nice car/bike OR insurance. Buy a beater and play it legal.

I won't call you a liar but if you really believe that your parents never cut any corners to raise you, then you weren't really poor. People make decisions everyday whether or not to pay a $50 parking ticket or buy groceries.... Heck, I had my license suspended from not paying tickets. It was pay the ticket or pay the rent.

wildchild · 07-08-2009, 03:13 PM

Quote:

Originally Posted by HurricaneHeather

Well since you didn't start off with: 'why the fuck do you care? RARRRR, I'm angry at you for being angry!!!' I wasn't too worried about it.

Oh, and you didn't feel the need to compare me to French people. I'm a Texan. French Canadian references don't mean much to me.

so basically you're angry at me no matter what I do.

just like a woman.

HurricaneHeather · 07-08-2009, 03:16 PM

Quote:

Originally Posted by TIGGER

I won't call you a liar but if you really believe that your parents never cut any corners to raise you, then you weren't really poor. People make decisions everyday whether or not to pay a $50 parking ticket or buy groceries.... Heck, I had my license suspended from not paying tickets. It was pay the ticket or pay the rent.

He said they abided by the law. So, I'm guessing a parking ticket wasn't a concern.

I can't afford to pay a speeding ticket, so I go the speed limit. It's pretty simple.