BofA chief: We have a 'right to make a profit'

[pauldun170]

Originally Posted by fatbuckRTO

I'll need a chart for proof. Or internet poll...

I was talking about "down there"
I'm not posting that

[fatbuckRTO]

Originally Posted by pauldun170

I was talking about "down there"
I'm not posting that

So instead of viewing an internet poll I have to picture an internet pole?

You make Baby Jesus cry.

[Homeslice]

Originally Posted by Corey

How so? I get rewards for using my debit card, so I'm not missing out there. I'm in school and have a limited budget. I understand that if I had a credit card, I'd be more tempted to live outside my means and have a continuous balance on my card which negates the advantages of using a credit card as my primary means of payment. I understand my spending habits, my income, and my current debt load. In my situation, a credit card doesn't work.

I don't think there's a debit card that offers as many benefits/rewards as a good CC.

[Homeslice]

Originally Posted by shmike

Word.

Most of the decorations in our home, the entire guest bathroom and countless other purchases have been made possible by the redeeming of reward points.

We are staying at a posh resort for a long weekend starting tonight...paid for with reward points.

If someone gets ahold of my card and charges $19k for what sound like surface to air missles (actually happend to me), I get a new card overnighted and don't lose any spending power.

I get a concierge service, automatic car rental insurance, road side assistance and other benefits from my card.

I also get to use the credit card company's money free for over a month.

CC > DC

Is this your employer's corporate card, or totally personal?

[Smittie61984]

Originally Posted by Particle Man

You want to charge me to access my own money? Screw you, I'll go elsewhere.

They're not charging you for access to your money. they are charging you for a service.

[shmike]

Originally Posted by Homeslice

Is this your employer's corporate card, or totally personal?

Personal.

I don't use a corporate card much anymore. When I do, my employer keeps the rewards.

[Corey]

Originally Posted by Homeslice

I don't think there's a debit card that offers as many benefits/rewards as a good CC.

Absolutely not, but my debit card isn't going to allow me to carry a debt load month to month, and that's more important in my current situation than collecting whatever rewards.

[Particle Man]

Originally Posted by pauldun170

I was talking about "down there"
I'm not posting that

Please don't

[Homeslice]

Originally Posted by shmike

Personal.

I don't use a corporate card much anymore. When I do, my employer keeps the rewards.

Do you charge your mortgage payment on it, or buy new cars with it?
A whole vacation and bathroom remodel is a pretty large benefit. How long did it take to accumulate it?

[shmike]

Originally Posted by Homeslice

Do you charge your mortgage payment on it, or buy new cars with it?
A whole vacation and bathroom remodel is a pretty large benefit. How long did it take to accumulate it?

If I could, I would.

It wasn't the whole bathroom remodel (labor) but all the cabinets, fixtures, etc.

The whole vacation isn't paid for, but the room is.

Our mortgage, insurance (home and auto), electric, cleaning and lawn bills are either paid by check or autopay.

Everything else goes on CC.