Home owners insurance asking for a drug test and a driving abstract? - Page 2

t-homo · 12-13-2008, 04:51 PM

They factor everything together.

azoomm · 12-13-2008, 05:00 PM

Quote:

Originally Posted by Homeslice

Ah, so how fast I drive has any bearing on my ability to pay my mortgage. Gotcha.

Kind of like them taking your credit score into account, as they already do in many insurance and employment policies.

Mr Lefty · 12-13-2008, 07:40 PM

I'd tell them i don't drive... that i'm in the military so criminal record is clean enough... and I take piss tests randomly also for the military so fuck off...

then find another company...

marko138 · 12-13-2008, 08:50 PM

I'm clean on all accounts...but I'd tell them to go fuck themselves.

Flexin · 12-13-2008, 09:02 PM

I think I would tell them to fuck off and switch.

James

marko138 · 12-13-2008, 09:04 PM

I'd also tell them to suck a cock for good measure.

Homeslice · 12-13-2008, 09:23 PM

Quote:

Originally Posted by azoomm

Kind of like them taking your credit score into account, as they already do in many insurance and employment policies.

Credit scores have a lot more bearing on how well someone manages their life than their traffic record does.

Captain Morgan · 12-13-2008, 09:47 PM

Quote:

Originally Posted by t-rock

Driving record shows how risky of a person you are along with a lot of other things. More and more banks are looking at driving records when giving out home/car loans too.

Quote:

Originally Posted by Homeslice

Credit scores have a lot more bearing on how well someone manages their life than their traffic record does.

Yep. How I drive has nothing to do with how I keep my house or how I pay my bills. I can see how it MIGHT relate to a car loan because if you don't keep insurance on the car, the bank charges you for insurance, so I imagine they want to know what kind of risk they're taking. I have GREAT credit, but I drive like an asshole. No correlation for me.

Trip · 12-13-2008, 09:49 PM

Quote:

Originally Posted by Avatard

That's a shame, because that's exactly what they're counting on, in their quest to invade and erode our privacy.

I have no privacy anyway. I have to go through very tough security clearances every 5 years and take drug tests randomly, which is about every 3 months right now. All to keep my job, getting cheap insurance would be nice.

quackPOT · 12-13-2008, 11:24 PM

I would never consider this and would vote against any measure or any elected official who put it into law.

12-13-2008, 04:51 PM	#11
t-homo WSB Champion Join Date: Feb 2008 Location: Springfield, MO Posts: 7,146	They factor everything together.

12-13-2008, 07:40 PM	#13
Mr Lefty TWFix Legend Join Date: Feb 2008 Location: Denver CO Moto: 01 BMW F650GS Dakar Posts: 15,677	I'd tell them i don't drive... that i'm in the military so criminal record is clean enough... and I take piss tests randomly also for the military so fuck off... then find another company...

12-13-2008, 09:02 PM	#15
Flexin AMA Supersport Join Date: Nov 2008 Location: Halifax, Nova Scotia Posts: 2,698	I think I would tell them to fuck off and switch. James

12-13-2008, 11:24 PM	#20
quackPOT Grand Master Fu Join Date: Nov 2008 Location: Treasure Valley, ID USA Moto: Ducati Multistrada GT Posts: 90	I would never consider this and would vote against any measure or any elected official who put it into law.