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#13 | |
SFL Expatriate #2
Join Date: Nov 2008
Location: Raleigh, NC
Moto: CBR1000
Posts: 2,043
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![]() Quote:
1. Your debit card is linked DIRECTLY to YOUR money. If someone gets hold of it, the impact to you is much higher (locked account/missing funds) and lingers longer than it would with a CC (typical turn around is 24 hours to get a new CC and carry on like nothing happened). 2. Rewards are always higher on a CC than DC. 3. Buyer protection is higher on a CC than DC, including benefits like extended warranties, sometimes price protection, etc. 4. You build up a credit history using a CC, not a DC. The real question is, if you know your budget and monitor your spending, what is the benefit to using a Debit Card? And the least sensical part of your statement: "If I can't afford a purchase, I don't need it" implies credit cards are ONLY for buying things you can't afford. ![]() Last edited by fasternyou929; 10-06-2011 at 02:20 PM.. |
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